12 Strawberry Ln – Sold.

Happy to report my MLS Listing 1056366  at 12 Strawberry Lane in Robinson Township as sold in just 8 days.  Beautiful home and I could not ask for a better client.  Two days later, we came under agreement for her new home as well!  Love it when a plan comes together!  Another home…SOLD by ERIC! 

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TAS_0209-3-2 copy-2 Eric McKenna, Realtor
Howard Hanna Real Estate Services
Mobile: 412-613-4466 call/text
Email: sold@ericmckenna.com
Website: www.EricMcKenna.com
Address: 1001 Beaver Grade Rd, Moon Twp PA 15108
      

Every Moment.

The front porch. Coffee. A break between client appointments and the twists and turns of the past 10 days. A bit of time to reflect on the dynamic of friendships, the unique bonds of family and the ultimate fragility of life. I seldom do this. I conduct my life with my mind focused on what’s next. And thus, I miss so much. I’ve MISSED so much. I often miss the joy of the present. And only when I’m confronted with life’s fragility do I take a moment to stop and become aware of the present. To take inventory of my blessings and find the compassion others need from me. Real compassion, not just passing gestures. And to allot enough time for this compassion. I need to become better. Better at being aware of the moment. Better at soaking in the joy of the present. Better at truly enjoying the gifts of relationships.

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TAS_0209-3-2 copy-2 Eric McKenna, Realtor
Howard Hanna Real Estate Services
Mobile: 412-613-4466 call/text
Email: sold@ericmckenna.com
Website: www.EricMcKenna.com
Address: 1001 Beaver Grade Rd, Moon Twp PA 15108
      

Baseball Sponsorship

I’m very happy and proud to sponsor my son Major’s Moon Township Baseball team for a 5th year. Also very happy to help coach alongside our great manager, Bruce Sakson. We have a wonderful group of kids and it’s shaping up to be a fun Spring season. Play Ball!

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TAS_0209-3-2 copy-2 Eric McKenna, Realtor
Howard Hanna Real Estate Services
Mobile: 412-613-4466 call/text
Email: sold@ericmckenna.com
Website: www.EricMcKenna.com
Address: 1001 Beaver Grade Rd, Moon Twp PA 15108
      

Grateful.

Very grateful for such a wonderful day which included acquiring another new home buying client as well as being hired as the listing agent for my new home selling client. As I’ve said before, I used to believe I’d never find a vocation I would enjoy as much as the guitar business. I was wrong. I’m thoroughly enjoying my life as a Realtor with Howard Hanna.

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TAS_0209-3-2 copy-2 Eric McKenna, Realtor
Howard Hanna Real Estate Services
Mobile: 412-613-4466 call/text
Email: sold@ericmckenna.com
Website: www.EricMcKenna.com
Address: 1001 Beaver Grade Rd, Moon Twp PA 15108
      

Quick Curb Appeal.

There are quite a few quick, small and inexpensive home improvements that you can do to your house to add instant curb appeal.  Adding curb appeal not only helps your house sell faster and easier but it also gives your house a great, finished look in which you can be proud of.  When deciding on how to add instant curb appeal to your house, make sure your consider what your house currently looks like and what will look best with it.  Also consider your budget and time constraints.

Here are a few quick fixes that all can be done with little money yet they can really add that much desired ‘curb appeal.’

Paint your trim, shutters and front door. 

For the cost of a few gallons of exterior paint, you can definitely add some brightness to your house while adding curb appeal…all by simply painting.   Consider picking a bright and bold color that makes your house stand out, but just make sure that you match it to the rest of the colors on your house.  This project may take a day or so of work but can make such a positive difference.

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Plant a tree or add some shrubbery. 

Planting shrubbery or planting a tree or two is one of the most common ways to add curb appeal to your house. It is a simple home improvement move that can really liven up your house. If you have enough space, try planting two trees to frame your house or your entryway into your house.  Try sculpting your walkway or porch areas with tasteful shrubbery which compliments your homes build. Planting typically does not take very long and is a short but effective home improvement project.

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Upgrade the mailbox. 

Often overlooked – your mailbox is part of your home’s presentation.  It doesn’t matter if you have a regular mailbox by the road or if you have a box mounted to your house for mail, adding a new, sharp looking mailbox can make your home feel upgraded, which certainly adds curb appeal.  When you install your mailbox, be sure that you follow the regulations in the city that you live in.

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Install Flowers. 

Try adding some flower boxes to your house to enhance curb appeal.  Install the flower boxes in the windows of your house or on the front porch railings. Remember with this home improvement project you will also have to pay for the flowers and soil for inside the flower boxes and you will also have to maintain the up-keep of the flowers to actually add curb appeal. If you rather not add flower boxes to your house, then consider buying some container gardens in pots and placing them on your front steps or porch.  Or go full tilt and plant flowers as part of your yards landscaping.

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Replace Exterior Light Fixtures

Consider both the style of any new light fixtures and their ultimate function when choosing this upgrade for your home.  You want your light fixtures to be able to adequately light up your entryway to your house and make it safer as well as add to your home’s presentation.  Also, look for light fixtures that have the same mounting system as the current ones that you have to save yourself some time on this home improvement project.

A new home with attractive outdoor lighting.

 

Install New House Numbers

Purchase some new address home numbers to spruce up the curb appeal of your house if your home’s address numbers are faded, scratched or just generally unattractive.   Look for modern house numbers that are made from stone, stainless steel, brass or aluminum. Try to match your new house numbers with the finish that is on your exterior light fixtures to add the best curb appeal.

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TAS_0209-3-2 copy-2 Eric McKenna, Realtor
Howard Hanna Real Estate Services
Mobile: 412-613-4466 call/text
Email: sold@ericmckenna.com
Website: www.EricMcKenna.com
Address: 1001 Beaver Grade Rd, Moon Twp PA 15108
      

1 Stop Shopping!

Howard Hanna Loan Programs

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With Howard Hanna – it’s Truly One Stop Home Shopping!  

Shop a Variety of Lenders from One Location
Howard Hanna Mortgage Services offers you the best programs and rates…bottom line. As the largest mortgage company in the area, we make over 75 lenders compete for your business everyday. Our diverse group of lenders allows us to offer you over 1,000 of the best loan programs at the most competitive rates. Please take a moment to review the various loan programs we offer.

Programs Advantages Disadvantages
Fixed Rate Mortgages
A wide range of traditional, fixed-rate mortgage programs, including 10, 15 20 and 30-year can be tailored to fit your specific needs and long-term financial goals.
  • Monthly payments are fixed over the life of the loan
  • Interest rate does not change
  • Protected if interest rates go up
  • Ability to refinance if rates decrease
  • Higher interest rate
  • Higher mortgage payments
  • Interest rate remains fixed regardless of market fluctuation
Adjustable Rate Mortgages
A vast array of adjustable rate mortgage programs, ranging from 1 month to 10 years, offering lower interest rates and lower payments than fixed-rate mortgages.
  • Lower initial monthly payment
  • Lower payment over a shorter period of time
  • Rates and payments may go down if rates improve
  • May qualify for higher loan amounts
  • Exposure to interest rate risk
  • Payments may change after fixed period
  • Potential for high payments if interest rates increase
First Time Buyer Programs
Howard Hanna has a variety of programs to meet the unique needs of our first time buyers, including competitive costs and below market interest rates for qualified buyers.
  • Low to no down payment options available
  • Less stringent guidelines
  • Lower interest rates available with certain programs
  • May be subject to income and property value limitations
  • Some government subsidized programs may have a recapture tax if the home is sold too soon in certain geographic areas
FHA/VA Loans
These programs are intended to make home ownership easier to achieve for qualified buyers. Howard Hanna Mortgage Services is an FHA Direct Endorsement lender.Veterans Administration (VA) loans are available for those who have served in our military service. Howard Hanna Mortgage Services is a Veteran’s Administration automatic lender.
  • Require little or no down payment
  • Competitive interest rates
  • Can be forgiving of less than perfect credit
  • Insured by the Federal Government
  • Must meet certain guidelines
  • Lower loan limits
Buy Before You Sell
Our own innovative program that applies the equity in your current home towards the down payment on you next home, allowing you to buy with confidence even before your current home is sold.
  • Provides down payment funds for next home purchase
  • Eliminates home sale contingency
  • Payments can be deferred for qualified buyers
  • 90 day term
  • Must meet certain guidelines
  • Must have equity in current home
  • Rentals, multifamily and commercial properties are not eligible
Construction Loans
Building your dream home? Howard Hanna can make your dream home a reality with just one loan.
  • No up-front commitment fee
  • Competitive Fixed and Adjustable rate programs
  • 9 month construction period
  • Reasonable builder approval requirements
  • Self-builds are not permitted
  • Program may not be available in alllocations
Renovation Plus
Enables a buyer to finance a home purchase, as well as substantial home improvements to that property, with one monthly mortgage payment.
  • Create immediate equity by incorporating the cost of improvements into one mortgage
  • Cost effective alternative to home equity loans and high interest credit cards
  • Eliminates the hassle of funding projects over time and out-of pocket costs
  • Make improvements before moving in
  • Cannot be used for structural repair
  • Must qualify for entire loan amount including improvements
  • Program may not be available in all locations
Luxury Mortgage Programs
At times, home buyers need to secure a loan in excess of $400,000. Howard Hanna offers a variety of mortgage options to accommodate our luxury home buyers.
  • Allows you to borrow up to $5 million (ability to lend more on a case-by-case basis)
  • Exclusive privileges through Howard Hanna’s Distinctive Client Services
  • Higher interest rates to compensate for risk
  • Larger down payment required

Let Howard Hanna not only help you find and secure your next home but also help you find your perfect mortgage program as well.  Call or text me at 412-613-4466 and let’s begin your COMPLETE home buying experience together!

 

TAS_0209-3-2 copy-2 Eric McKenna, Realtor
Howard Hanna Real Estate Services
Mobile: 412-613-4466 call/text
Email: sold@ericmckenna.com
Website: www.EricMcKenna.com
Address: 1001 Beaver Grade Rd, Moon Twp PA 15108
      

Showings and Snow!

What a day!  About 8 degrees, snow blizzard and periods of near white out conditions yet my buyers were awesome!  Such troopers!  Luckily the lock boxes opened up quickly as the wind chill was just brutal!  We had such a good time as we viewed  another group of houses and maybe…just maybe, found this wonderful couple the right home! 10994584_10203579709957891_3531700080565923150_n